💬 We Want to Hear From You!

What would you like to see more of in future editions?

Your feedback helps us shape this newsletter to better support you and fellow newcomers across Canada.

🎇 Share Your Canada Day Moments!

We’d also love to hear how you celebrated your Canada Day; big or small!

• 📸 Did you catch fireworks, host a gathering, or check out a local event?

• 🎉 Have a fun photo, post, or story to share?

👉 Hit reply and send us a photo, a link, or just a few words about your Canada Day.

(With your permission, we may feature a few highlights in the next edition!)

🚗While You’re Sharing Ideas… Here’s Something Useful Right Now

Just because we’re asking for your insights doesn’t mean we’ll leave you empty-handed this week. One thing we’ve heard from many of you — through emails, replies, and conversations — is that managing everyday costs in Canada can be tough, especially with rising prices. To help, we’re sharing practical tips to help with one of the biggest expenses many newcomers face: car ownership.

With trade tensions pushing up the cost of vehicles, parts, and repairs, here’s how to protect your wallet:

1️⃣ Stay on top of routine maintenance
Oil changes, tire rotations, and other small services can save you up to 20% in long-term repairs, and keep your car running longer so you can delay that expensive new purchase.

2️⃣ Learn basic DIY repairs
From swapping wiper blades to changing air filters, small fixes can save big. YouTube, library resources, and local DIY clubs are great places to start.

3️⃣ Shop around for insurance
Auto premiums have jumped nearly 10% year-over-year. Compare rates, look for bundling discounts, and ask about savings for alarms or safe driving programs.

4️⃣ Consider aftermarket or used parts (with care)
When it’s safe, used or aftermarket parts can reduce costs. Work with a trusted mechanic and buy from reputable suppliers but be sure to check warranties and reviews.

5️⃣ Be fuel smart
Fill up during off-peak times (evenings, Sundays), use apps like GasBuddy to find the best prices, and drive efficiently (e.g. cruise control on highways) to stretch every tank.

⛽ Maximize Rewards at the Pump: Top Gas Credit Cards

If fuel costs are part of your budget, a gas rewards credit card could help offset rising expenses. Here’s a look at a few options:

• CIBC Dividend® Visa Infinite*
  Earn cash back on gas and groceries; ideal if you want rewards on two of your biggest everyday expenses.
  

• SimplyCash® Preferred Card from American Express
  Known for its flat-rate cash back, great if you prefer simple, predictable rewards.
  

• Triangle™ World Elite Mastercard®
  No annual fee, gas rewards, plus perks at Canadian Tire and partner stores (a solid pick if you want to avoid fees.)

💡 Tip: When considering a gas rewards card, think about how often you fuel up, whether you want cash back or points, and whether the annual fee fits your budget. Also,if you’re interested in comparing options, check with your bank or use a trusted credit card comparison tool.